Mortgage Servicing Enhancement

How to Make a Payment

Local mBank Branch

You may make payments at your local mBank branch.

Automatic Payment

Complete an ACH form provided by MLS to have your payments automatically withdrawn or you may call Midwest Loan Servicing at 888-426-5081 from 8:00 AM to 8:00 PM (EDT), Monday-Friday and they can set up your automatic payment deduction over the phone.

Midwest Loan Services Website

You can visit directly to make your payment.


Please be sure to include your new loan number on all payments and correspondence. Payments can be made by mail to:

Midwest Loan Services
P.O. Box 188
Houghton, MI 49931

Over the Phone

Payments may be made over the phone by calling 888-426-5081 ($15.00 convenience fee if one-time payment).

Bill Pay Service

You can make your mortgage payments using a Bill Pay Service, just make sure you include your new loan number and use the payment address P.O. Box 188 Houghton, MI 49931. The Payee should be Midwest Loan Services.

Mortgage Servicing Enhancement FAQs

Thank you for choosing mBank for your mortgage banking needs. We are excited to announce that we have partnered with Midwest Loan Services (MLS) to perform the servicing of our mortgage loans to provide you an even better mortgage banking experience. On August 12, 2019 we will transition the servicing of our mortgage loans to Midwest Loan Services, who will provide support for posting payments, sending statements, and obtaining escrow information for your mortgage loan. By partnering with MLS we will be able to offer you extended service hours for your loan and a much larger, dedicated customer service team. Please be assured that this transfer of servicing will not affect any business needs you may have, and the ownership of your loan still remains with mBank.

General Questions

Payment Questions

Escrow Questions