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Indexed Money Market Account

Earn More Automatically

Because you have better things to do than rate shop.

With an mBank Indexed Money Market Account you’ll earn interest on your savings with a rate that automatically adjusts with the Prime Rate.* That means when the Prime Rate goes up, so does your earning potential, all while maintaining immediate access to your funds through normal banking activities including debit card and ATM transactions. No rate shopping required, and no terms to lock you down.

Open an Indexed Money Market Account Today!

$10,000 minimum new money to open. $10 Fee if average monthly balance falls below $10,000. Fees could reduce earnings. Limited to 6 debits per statement cycle. This is a tiered account. Tier 1: Balances of $0.01 to $9,999.99 the interest rate is 0.10% with an annual percentage yield (APY) of 0.10%. The interest rate on a tier 1 account will not drop below .10% (floor). Tier 2: Balances of $10,000.00 and greater the interest rate is 0.30% with an annual percentage yield (APY) of 0.30%. The tier 2 rate is based on Wall Street Journal Prime Rate published on the first of each month “Prime”– 4.25%. Rate is variable and will change as the Prime Rate changes. The interest rate on a tier 2 account will not drop below 0.30% with an Annual Percentage Yield (APY) of 0.30% (floor). If balance drops below $10,000 your account will have a 0.10% APY. The interest rate on a tier 2 account will not be higher than 2.50% with an Annual Percentage Yield (APY) of 2.53% (ceiling). See an mBank representative for additional details.

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