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CD & IRA Rates

Certificates of Deposits & IRAs

Interest rates and annual percentage yields are current as of September 24, 2018 and subject to change at any time. A penalty may be imposed for early withdrawal.

Certificate of Deposit & IRAs (1)

Term     Rate   APY
2 thru 5 months     0.50%   0.50%
6 thru 11 months     1.00%   1.00%
12 months     1.49%   1.50%
13 thru 17 months     1.74%   1.75%
18 thru 23 months     1.98%   2.00%
24 thru 35 months     2.23%   2.25%
36 thru 47 months     2.47%   2.50%
48 thru 60 months     2.91%   2.95%
30 month Canadian CD     0.75%   0.75%

It is the reader's responsibility to confirm or verify any rates with the Bank by contacting the Customer Service Center at 888-343-8147, checking the Rates pages online or contacting an mBank representative through a local branch office or our Contact Us page.   

  1. The minimum balance required to open a Certificate of Deposit or IRA is $250.00.