First National Bank of Niagara Clients, Welcome to mBank.

First National Bank of Niagara is now part of mBank. If you’re a former First National Bank of Niagara customer, you’re probably wondering what’s changing. Well, both banks offer a highly personal banking experience. Both are fully invested in the satisfaction of their customers. So, really, not much is changing at all. You’ll still find the same dedicated service in the same convenient locations by many of the same people.

About mBank

Mackinac Financial Corporation is a registered bank holding company formed under the Bank Holding Company Act of 1956 with assets in excess of $889 million and whose common stock is traded on the NASDAQ stock market as "MFNC." The principal subsidiary of the Corporation is mBank, headquartered in Manistique, MI. Following the transaction, mBank will have 23 branch locations; seven in Northern Wisconsin, 12 in the Upper Peninsula of Michigan, three in the Northern Lower Peninsula and one in Oakland County, MI. The Company's banking services include commercial lending and treasury management products and services geared toward small to mid-sized businesses, as well as a full array of personal and business deposit products and consumer loans.

Our Mission

  • We are a single company with one shared culture where all team members are valued and creative thinking is encouraged.
  • We hold ourselves to the highest of ethical standards and understand that the thoughts of the collective are better than individual separatism.
  • We know that if we constantly focus on our customers’ needs and are true to our principles, success will follow.
  • We understand that good is not great and we endeavor to be a great company every day.
  • We will provide products, services, and our time to advance the wellbeing of the communities in which we live and work who support us.
  • We will constantly strive to become the best financial institution possible to provide strong returns for stockholders.

Our Vision

To be a strong, dynamic, and proactive thinking company determined to excel at the highest level. To be the best bankers we can, every day, throughout our various departments and lines of business with our paramount goal being to add value to our clients, our communities, our employees, and our stockholders.

mBank Fact Sheet (151KB PDF)