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Business Loans

The Power of Being Local


mBank offers loans specifically designed for small to mid-sized businesses, nonprofits and municipalities. The mBank difference? We combine big-bank lending skills with community bank sensibility. That means you get the value and know-how that comes from structuring complex deals with the local decision making and personal relationships you would expect from a hometown bank.


Business Loans

Small businesses make a big impact on our families, our communities and our economy. And because we understand their importance, mBank offers loans designed specifically around their needs. 

Whether your business is looking to refinance or make new investments, our experienced team of lenders will guide you each and every step, helping your business grow.
 

SBA & USDA Loans

Real Estate Loans
mBank offers a wide range of commercial real estate loans, including (but not limited to) office, retail, industrial, manufacturing, multi-family, owner occupied and investment properties. Both variable and fixed interest rate options are available, with repayment terms in the range of 5 to 25 years.

Construction Loans
Financing is available for new construction and/or expansion of both owner-occupied and investment real estate. In addition, financing is also available for qualified real estate development projects. Most loans are structured with a short term construction period, followed by permanent financing.

Commercial & Industrial (C&I) Loans
C&I financing provides funding to support your business fixed asset needs (excluding real estate) which may include the purchase and/or refinance of machinery, equipment, technology, office equipment, etc. Both variable and fixed interest rate options are available, with repayment terms generally in the range of 3–10 years.

Lines of Credit
Revolving lines of credit provide capital to fund your business working capital needs, typically secured by short term assets such as accounts receivable, inventory, etc. They typically feature repayment terms to best meet your business cycle and needs, with variable interest rates.

Letters of Credit
These types of credit facilities are typically used to guarantee short term business transactions and/or obligations of the business to a third party. Most letters of credit are structured over a 3-12 month term.