Executive Management

Paul Tobias | Birmingham

Chairman & CEO, Mackinac Financial Corporation
Chairman, mBank

Contact Me: P: 248-290-5901 
F: 248-290-5913 |  E-mail

Mr. Tobias has nearly 30 years of experience in the financial services and banking industries. He was appointed as Chairman of mBank and Chairman & CEO of Mackinac Financial Corporation in December, 2004 after structuring and leading the successful $30 million recapitalization of the company when it was known as North Country Bank and Trust.  He also served as Chief Executive Officer of mBank from July 2005 until November 2006. Previously, Tobias was Chairman & CEO of Mackinac Holdings, Inc. and a Managing Member of Mackinac Partners, LLC, a financial and operational advisory company serving global and middle market companies. He has also served as CEO and COO of Munder Capital Management, SVP and EVP of Comerica Incorporated where he was the head of Mergers and Acquisitions’ and as an Investment Banker at McDonald & Company. He is a graduate of Albion College and earned a MBA from the University of Michigan.

Kelly George | Manistique

President, Mackinac Financial Corporation
President & Chief Executive Officer, mBank

Contact Me: P: 906-341-7140  
F: 906-341-2546 |  E-mail

Mr. George has over 20 years of experience in the banking industry. He joined mBank in 2003 as EVP/Chief Lending Officer to lead the regulatory credit and lending administration turnaround of the previously known North Country Bank and Trust. After the successful rehabilitation of the bank, he was promoted to President & CEO of mBank and President of Mackinac Financial Corporation in 2006. Prior to mBank, he was SVP/Chief Lending Officer at the Commercial and Savings Bank in Millersburg Ohio, also leading the credit turnaround of a regulatory challenged bank. He spent several years as a Safety and Soundness Examiner-in-Charge at the Federal Reserve Bank of Cleveland responsible for the oversight of FRB regulated institutions with assets between $100 million and $5 billion. He began his career in various retail banking, credit, and commercial lending roles at the former Bank One and National City Bank in Cleveland, Ohio. Mr. George is a graduate of The Ohio State University with a BS in Economics and Finance.

Ernie Krueger | Manistique

Executive Vice President & Chief Financial Officer, Mackinac Financial Corporation
Executive Vice President & Chief Financial Officer, mBank

Contact Me: P: 906-341-7158 
F: 906-341-7879 |  E-mail

Mr. Krueger has served as EVP & CFO of mBank and its holding company, Mackinac Financial Corporation, since October, 2006. He joined mBank in 2003 as the company’s SVP/CFO to lead the financial and accounting rehabilitation of the former North Country Bank and Trust.  Krueger has over 35 years of experience in mergers & acquisitions, regulatory matters, tax planning, investor and shareholder relations and capital planning. He has worked at Solomon Smith Barney as a Financial Consultant and at Marshall & Ilsley Corporation as Vice President of Finance. He spent many years at Valley Bancorporation (Appleton, Wisconsin), ultimately serving as Vice President of Finance and Investor Relations.  He holds a BBA and MBA from University of Wisconsin-Oshkosh, is a CPA and served in the U.S. Army.

Tammy McDowell | Manistique

Executive Vice President & Managing Director of Credit Administration/Operations

Contact Me: P: 906-341-7155 
F: 906-341-8275 |  E-mail

Ms. McDowell has been in banking for over 20 years and has served as mBank’s EVP and Chief Credit Officer since 2011.  Prior to that she served as the company’s SVP/ Sr. Credit & Operations Officer for approximately 5 years.  In 2003, as part of the North Country Bank turnaround team, McDowell led the implementation of new loan policies and various credit related operations including safety and soundness and regulatory compliance initiatives.  Previously, McDowell had a successful career at Commercial and Savings Bank in Millersburg, Ohio where she was the Vice President/Credit Administrator and oversaw all credit and loan operations. She is loan review certified from BAI and has successfully completed numerous bank-specific courses in the areas of credit and operational administration. 

 

Senior Management

Jesse Deering | Birmingham

Senior Vice President & Managing Director of Retail Branch Banking, Marketing & IT

Contact Me: P: 248-290-5906 
F: 248-290-5913 |  E-mail

Deering joined mBank in 2005 and has over 10 years of banking experience. He is responsible for oversight of mBank’s retail branch banking, Operations Department and IT Department. Additionally, he leads strategic planning efforts for Senior Management and is involved in various intercompany initiatives including M&A activities and special projects. Prior to this role, he was in charge of all banking related activities in Southeast Michigan. Deering began his career at West Shore Bank (Ludington, Michigan) as a consumer and commercial lender. He holds an undergraduate degree from Albion College and a MBA from the University of Notre Dame.

Andy Sabatine | Traverse City

Regional President, Northern Lower Michigan

Contact Me: P: 231-941-6301 
F: 231-929-5255 |  E-mail

An experienced commercial banker with over 20 years of experience, Sabatine serves as Regional President of the Northern Lower Michigan Region of mBank. He is responsible for all commercial banking and loan operations in his region. In addition to his day to day responsibilities, he participates in numerous management initiatives within the bank. Prior to mBank, Sabatine spent over 10 years with Republic Bank (Traverse City, Michigan) in commercial lending. He is a graduate of Lake Superior State University in addition to many banking-related educational courses.

Linda Bolda | Manistique

Senior Vice President, Human Resources Director

Contact Me: P: 906-341-7270 
F: 906-341-6065 |  E-mail

Bolda has 15 years of experience in the banking and human resources industry. As SVP/ Human Resources Director, she is responsible for managing the Human Resources function at mBank including policies, procedures and various training programs to support company objectives. She held various positions within mBank before moving into the human resources department. She holds a BBA and MBA from American Intercontinental University.

Mike Hoar | Manistique

Senior Vice President, Information Technology & Communications

Contact Me: P: 906-341-7123  
F: 906-341-8229  |  E-mail

With nearly 20 years of experience in Information Technology Management, Hoar is responsible for the design, operation and maintenance of all voice, video and data systems at mBank. Previously, he was the Chief Information Officer at Schoolcraft Memorial Hospital (Manistique, Michigan) for 7 years. He has also held network systems positions at RanderCom and Enterprise Computer Services. He has numereous technical certifications and degrees from the University of Phoenix, is currently enrolled at Western Governors University and is a veteran of the U.S. Navy.

David Leslie | Birmingham

Senior Vice President, Southeast Michigan & Gaylord Commercial Lending Manager

Contact Me: P: 248-290-5908 
F: 248-290-5913 |  E-mail

Leslie has over 10 years of experience in the banking industry. As SVP/ Southeast Michigan and Gaylord Commercial Lending Manager, he is responsible for all commercial lending operations in the Southeast Michigan and Gaylord markets including management of the lending team and loan portfolio. Prior to mBank, he spent almost eight years at Fidelity Bank (Ann Arbor, MI) as a Vice President of Commercial Lending overseeing a $50 million loan portfolio and the loan workout areas. He has an undergraduate degree from Albion College and a MBA from Wayne State University.

Boris Martysz | Marquette

Senior Vice President, Marquette Regional Executive

Contact Me: P: 906-225-8703 
F: 906-226-5009 |  E-mail

Martysz has been in the banking industry for over 15 years. He serves as SVP/Marquette Regional Executive for mBank, overseeing the area’s commercial lending portfolio and new business generation. Prior to mBank, he spent nearly 7 years at Wells Fargo (Marquette, Michigan and Green Bay, Wisconsin) in their home mortgage and commercial lending divisions.  He is a graduate of Central Michigan University. 

Jackie Menhennick | Marquette

Senior Vice President, Mortgage & Consumer Lending Manager

Contact Me: P: 906-226-4701 
F: 906-228-3554 |  E-mail
NMLS Number: 500593

Menhennick has over 30 years in the banking industry. At mBank, she is responsible for overseeing all consumer loan and mortgage origination. In this role, she also manages and facilitates training of the Bank’s consumer and Mortgage lending staff. She is a former Mortgage Division Manager at Northern Michigan Bank & Trust (Escanaba, Michigan). She is a graduate of Northern Michigan University School of Banking and has certifications in Underwriting and Appraisal Review from Freddie Mac. 

Gregory Schuetter | Manistique

Senior Vice President, Upper Peninsula Commercial Lending Manager

Contact Me: P: 906-341-7157 
F: 906-341-7141 |  E-mail

Schuetter has over 10 years banking experience. As SVP/Upper Peninsula Commercial Lending Manager, Schuetter leads the commercial banking team in Michigan’s Upper Peninsula.  He is responsible for all commercial banking activities including customer relationship management and overseeing the Upper Peninsula commercial loan portfolio. He joined mBank in 2005 and was most recently responsible for commercial loan management in the Eastern UP. Schuetter is a graduate of Ferris State University and the Perry School of Banking.

Joanna Slaght | Manistique

Senior Vice President, Compliance Officer & Risk Manager

Contact Me: P: 906-341-7151 
F: 906-341-2546 |  E-mail

Slaght has over 20 years of banking industry experience.  As mBank’s SVP/Compliance Officer/Risk Manager, she oversees regulatory compliance for the Bank as well as quality control and underwriting for retail lending. She has previously served as VP/Retail Lending Manager and Mortgage Lender at mBank. Prior to mBank, Slaght was a Loan Servicing Manager at State Bank of the Lakes (Antioch, Illinois). She is a graduate of Marquette University.