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Executive Management

Paul Tobias | Birmingham

Chairman & CEO, Mackinac Financial Corporation
Chairman, mBank

Contact Me: P: 248-290-5900 
F: 248-290-5913 |  E-mail

Mr. Tobias has nearly 30 years of experience in the financial services and banking industries. He was appointed as Chairman of mBank and Chairman & CEO of Mackinac Financial Corporation in December, 2004 after structuring and leading the successful $30 million recapitalization of the company when it was known as North Country Bank and Trust.  He also served as Chief Executive Officer of mBank from July 2005 until November 2006. Previously, Tobias was Chairman & CEO of Mackinac Holdings, Inc. and a Managing Member of Mackinac Partners, LLC, a financial and operational advisory company serving global and middle market companies. He has also served as CEO and COO of Munder Capital Management, SVP and EVP of Comerica Incorporated where he was the head of Mergers and Acquisitions and as an Investment Banker at McDonald & Company. He is a graduate of Albion College and earned a MBA from the University of Michigan.

Kelly George | Manistique

President, Mackinac Financial Corporation
President & Chief Executive Officer, mBank

Contact Me: P: 906-341-8401 
F: 906-341-2546 |  E-mail

Mr. George has over 20 years of experience in the banking industry. He joined mBank in 2003 as EVP/Chief Lending Officer to lead the regulatory credit and lending administration turnaround of the previously known North Country Bank and Trust. After the successful rehabilitation of the bank, he was promoted to President & CEO of mBank and President of Mackinac Financial Corporation in 2006. Prior to mBank, he was SVP/Chief Lending Officer at the Commercial and Savings Bank in Millersburg Ohio, also leading the credit turnaround of a regulatory challenged bank. He spent several years as a Safety and Soundness Examiner-in-Charge at the Federal Reserve Bank of Cleveland responsible for the oversight of FRB regulated institutions with assets between $100 million and $5 billion. He began his career in various retail banking, credit, and commercial lending roles at the former Bank One and National City Bank in Cleveland, Ohio. Mr. George is a graduate of The Ohio State University with a BS in Economics and Finance.

Jesse Deering | Birmingham

Executive Vice President & Chief Financial Officer, Mackinac Financial Corporation
Executive Vice President & Chief Financial Officer, mBank

Contact Me: P: 248-290-5906 
F: 248-290-5913 |  E-mail

Mr. Deering joined mBank in 2005 and has over 13 years of banking experience. He was promoted to EVP & CFO of mBank and its holding company, Mackinac Financial Corporation in August of 2016.  He previously served as Senior Vice President and Managing Director of Retail Branch Banking, Marketing & Special Projects where he had direct oversight of mBank’s retail branch banking and marketing departments as well as special corporate finance projects and strategic planning. Prior to this role, from 2009 through 2012 he was in charge of all banking related activities in the Southeast Michigan region as the Senior Vice President & Southeast Michigan Executive which included oversight of the regional loan portfolio and overall operations of the region. He has also worked closely with the mBank credit department serving as Assistant Vice President / Senior Credit Administrator in 2008. Deering began his career at West Shore Bank (Ludington, Michigan) as a consumer and commercial lender. He holds an undergraduate degree from Albion College and a MBA from the University of Notre Dame.

Tammy McDowell | Manistique

Executive Vice President & Managing Director of Credit Administration/Operations

Contact Me: P: 906-341-7155 
F: 906-341-8275 |  E-mail

Ms. McDowell has been in banking for over 20 years and has served as mBank’s EVP and Chief Credit Officer since 2011.  Prior to that she served as the company’s SVP/ Sr. Credit & Operations Officer for approximately 5 years.  In 2003, as part of the North Country Bank turnaround team, McDowell led the implementation of new loan policies and various credit related operations including safety and soundness and regulatory compliance initiatives.  Previously, McDowell had a successful career at Commercial and Savings Bank in Millersburg, Ohio where she was the Vice President/Credit Administrator and oversaw all credit and loan operations. She is loan review certified from BAI and has successfully completed numerous bank-specific courses in the areas of credit and operational administration. 

 

Senior Management

Andy Sabatine | Traverse City

Regional President, Northern Lower Michigan

Contact Me: P: 231-941-6301 
F: 231-929-5255 |  E-mail

An experienced commercial banker with over 20 years of experience, Sabatine serves as Regional President of the Northern Lower Michigan Region of mBank. He is responsible for all commercial banking and loan operations in his region. In addition to his day to day responsibilities, he participates in numerous management initiatives within the bank. Prior to mBank, Sabatine spent over 10 years with Republic Bank (Traverse City, Michigan) in commercial lending. He is a graduate of Lake Superior State University in addition to many banking-related educational courses.

Linda Bolda | Manistique

Senior Vice President, Human Resources Director

Contact Me: P: 906-341-7270 
F: 906-341-6065 |  E-mail

Bolda has 15 years of experience in the banking and human resources industry. As SVP/ Human Resources Director, she is responsible for managing the Human Resources function at mBank including policies, procedures and various training programs to support company objectives. She held various positions within mBank before moving into the human resources department. She holds a BBA and MBA from American Intercontinental University.

Mike Hoar | Manistique

Senior Vice President, Information Technology & Communications

Contact Me: P: 906-341-7123  
F: 906-341-8229  |  E-mail

With nearly 20 years of experience in Information Technology Management, Hoar is responsible for the design, operation and maintenance of all voice, video and data systems at mBank. Previously, he was the Chief Information Officer at Schoolcraft Memorial Hospital (Manistique, Michigan) for 7 years. He has also held network systems positions at RanderCom and Enterprise Computer Services. He has numereous technical certifications and degrees from the University of Phoenix, is currently enrolled at Western Governors University and is a veteran of the U.S. Navy.

David Leslie | Birmingham

Senior Vice President / Southeast Michigan & Mid-Michigan Market Executive

Contact Me: P: 248-290-5908 
F: 248-290-5913 |  E-mail

Leslie has over 10 years of experience in the banking industry. As SVP/ Southeast Michigan and Gaylord Commercial Lending Manager, he is responsible for all commercial lending operations in the Southeast Michigan and Gaylord markets including management of the lending team and loan portfolio. Prior to mBank, he spent almost eight years at Fidelity Bank (Ann Arbor, MI) as a Vice President of Commercial Lending overseeing a $50 million loan portfolio and the loan workout areas. He has an undergraduate degree from Albion College and a MBA from Wayne State University.

Boris Martysz | Marquette

Senior Vice President, Marquette Regional Executive

Contact Me: P: 906-225-8703 
F: 906-226-5009 |  E-mail

Martysz has been in the banking industry for over 15 years. He serves as SVP/Marquette Regional Executive for mBank, overseeing the area’s commercial lending portfolio and new business generation. Prior to mBank, he spent nearly 7 years at Wells Fargo (Marquette, Michigan and Green Bay, Wisconsin) in their home mortgage and commercial lending divisions.  He is a graduate of Central Michigan University. 

Jackie Menhennick | Marquette

Senior Vice President, Mortgage & Consumer Lending Manager

Contact Me: P: 906-226-4701 
F: 906-228-3554 |  E-mail
NMLS Number: 500593

Menhennick has over 30 years in the banking industry. At mBank, she is responsible for overseeing all consumer loan and mortgage origination. In this role, she also manages and facilitates training of the Bank’s consumer and Mortgage lending staff. She is a former Mortgage Division Manager at Northern Michigan Bank & Trust (Escanaba, Michigan). She is a graduate of Northern Michigan University School of Banking and has certifications in Underwriting and Appraisal Review from Freddie Mac. 

Clay Peterson | ESCANABA


Senior Vice President, Western UP & Wisconsin Market Executive and Managing Director of Retail Banking

Contact Me: P: 906-786-8426 
F: 906-786-8405 |  E-mail

Peterson’s career includes over 15 years of experience in the banking industry. Clay began his career at mBank in 1999, then named North Country Bank & Trust. Since then, he has served at Wells Fargo as Vice President & Senior Business Relationship Manager as well as Vice President at an Upper Peninsula Community Bank. Mr. Peterson is an alumnus of Bay College, Northern Michigan University, and the University of Wisconsin Graduate School of Banking.

Gregory Schuetter | Manistique

Senior Vice President, Marquette County Executive / Eastern U.P. Commercial Lending Manager

Contact Me: P: 906-341-7157 
F: 906-341-7141 |  E-mail

Schuetter has over 10 years banking experience. As Senior Vice President, Marquette County Executive / Eastern U.P. Commercial Lending Manager, Schuetter leads the commercial banking team in Michigan’s Marquette area and the Eastern U.P.  He is responsible for all commercial banking activities in these markets including customer relationship management. He joined mBank in 2005. Schuetter is a graduate of Ferris State University and the Perry School of Banking.

Joanna Slaght | Manistique

Senior Vice President, Managing Director of Administration and Regulatory Compliance Risk

Contact Me: P: 906-341-7151 
F: 906-341-2546 |  E-mail

Slaght has over 25 years of banking industry experience.  As mBank’s Senior Vice President, Managing Director of Administration and Regulatory Compliance Risk, she oversees regulatory compliance for the Bank as well as the marketing and human resource divisioins of the bank. She has previously served as SVP/Compliance Officer/Risk Manager at mBank. Prior to mBank, Slaght was a Loan Servicing Manager at State Bank of the Lakes (Antioch, Illinois). She is a graduate of Marquette University. 

Jason Rolling | MARQUETTE

Senior Vice President, Branch Sales / Administration Officer

Contact Me: P: 906-225-8713 
F: 906-226-5009 |  E-mail

Rolling has over 10 years of banking experience and was heavily involved in the start-up of mBank’s Premier Client Services business. As SVP/Branch Sales and Administration Officer he leads retail sales and client service initiatives while providing operational oversight of all mBank retail branch offices. He is a graduate of Northern Michigan University, earning a BS degree, and holds his series 6 and 63 securities licenses. He is a reservist in the United States Army and holds the rank of Major.

Jennifer Stempki | MANISTIQUE

Senior Vice President, Controller

Contact Me: P: 906-341-7128 
F: 906-341-7879 |  E-mail

Stempki has been with mBank since 2003. As SVP/Controller, she is involved in the financial administration and reporting for both mBank and our holding company, Mackinac Financial Corporation.  She has helped implement numerous accounting and finance procedures to ensure the department remains efficient and consistent with the overall direction of mBank.  She is a graduate of Northern Michigan University with a BS degree in Accounting.

Jeremy Flodin | MANISTIQUE

Senior Vice President, Senior Credit Administrator, Risk Analyst

Contact Me: P: 906-341-7124 
F: 906-341-2546  |  E-mail

Flodin has been with mBank since 2004. As SVP/Senior Credit Administrator, Risk Analyst he leads many areas of the Central Credit Department and its operations. He overseas and actively reviews loan portfolios to help identify and control risk factors. He is a graduate of Northern Michigan University with a BS degree in Accounting.