*Interest Rate is noted as Rate. Certificates of Deposit (CD)& Individual Retirement Accounts (IRA):
**The Annual Percentage Yields (APY) are effective as of October 30, 2008 at 9:00 AM EST and are subject to change at any time and without prior notice until account opening.  There may be penalties for early withdrawal. 
It is the reader's responsibility to confirm or verify any rates with the Bank by contacting the Customer Service Center at 888-343-8147 or online at http://www.bankmbank.com by completing and submitting the Contact Us form which may be accessed from any website page. 
The minimum balance required to open is $250.00. A penalty may be imposed for early withdrawal.

 Minimum to open a jumbo CD is $100,000. A penalty may be imposed for early withdrawal.