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Certificates of Deposits & IRAs 

Certificate of Deposit & IRAs

Term    Rate*   APY**
2 thru 5 months  0.15% 0.15%
6 thru 11 months  0.30% 0.30%
12 months  0.45% 0.45%
13 thru 17 months  0.60% 0.60%
18 thru 23 months   0.80% 0.80%
24 thru 35 months   1.59% 1.60%
36 thru 47 months   1.74% 1.75%
48 thru 60 months   2.23% 2.25%
30 month Canadian CD   1.49% 1.50%

Certificate of Deposits & IRA Specials

Term   Int. Tiers Rate*   APY**
30 Day Jumbo CD $100,000 >0.25% 0.25%

*Interest Rate is noted as Rate. Certificates of Deposit (CD)& Individual Retirement Accounts (IRA):
**The Annual Percentage Yields (APY) are effective as of November 2, 2011 at 9:00 AM EST and are subject to change at any time and without prior notice.  There may be penalties for early withdrawal. 
It is the reader's responsibility to confirm or verify any rates with the Bank by contacting the Customer Service Center at 888-343-8147 or online at http://www.bankmbank.com by completing and submitting the Contact Us form which may be accessed from any website page. 
The minimum balance required to open is $250.00. A penalty may be imposed for early withdrawal.

 Minimum to open a jumbo CD is $100,000. A penalty may be imposed for early withdrawal.