*Interest Rate is noted as Rate. ** The Annual Percentage Yields (APY) are effective as of December 18, 2008 and are subject to change at any time without prior notice. APYs shown apply to only individual and joint consumer accounts. We may require 7 days written notice prior to withdrawals from an interest bearing checking account. It is the reader's responsibility to confirm or verify any rates with the Bank by contacting the Customer Service Center at 888-343-8147 or online at http://www.bankmbank.com by completing and submitting the Contact Us form which may be accessed from any website page.

The minimum balance to open a Premium Money Market is $250.00. Maintain $250.00 to avoid fees. The account is limited to 6 withdrawals per month, 3 of which can be by check to third parties. Fees may reduce earnings. Other account benefits, terms and conditions may apply.

The minimum balance to open a Relationship Plus Checking is $500.00 Maintain a minimum balance of $500.00 to avoid fees. (no minimum or fees for Seniors) Fees may reduce earnings.

The minimum to open a Statement Savings or Minor Savings is $1.00. Transactions limited to 6 withdrawals per calendar month or statement cycle of at least four weeks by means of pre-authorized transfer, automatic transfer, internet banking transfer or telephone order or instruction.

The minimum to open a Christmas Club is $5.00. A penalty of accrued interest may apply for any withdrawals or closing the account prior to maturity.

Minimum to open a Canadian Savings is $1,500.00. Maintain a $1,500.00 balance to avoid fees. Transactions limited to 6 withdrawals per calendar month or statement cycle of at least four weeks by means of pre-authorized transfer, automatic transfer, internet banking transfer or telephone order or instruction.